8 Things to Consider When Buying a Car

image for 8 Things to Consider When Buying a Car Shopping for a new car can be both exciting and stressful. However, what if the stress was taken out of the occasion? This is where a car buying service might come in handy.

1. Consider the insurance

You’ll need insurance from day one, when you drive your shiny new car off the dealer lot or have it delivered to you. After all, you don’t want to run into a light pole the moment you hop in it, or run into the back of a Lamborghini. 

It’s important to compare a range of providers and read what’s included in the insurance to find out if it’s right for you. OnlineAuto can also provide an insurance broking service for you.

2. Don’t get pressured by dealer sales tactics

If you’ve ventured out onto the showroom floor, it can be overwhelming dealing with the dealers. You might even feel like you need to sign on the dotted line that day. But don’t be afraid to walk away and have a think about things.

Dealerships will also often encourage you to use their financing arm and extended warranty options. Keep in mind these are totally optional. Dealer financing might seem like a convenient option, but be wary that you could be paying for that convenience through a higher interest rate. Also be wary of junk extended warranties - some policies do not cover much if anything, and may require you to service your car solely with that dealership to keep it intact. 

3. Be flexible on colour

Generally speaking, to get the best deals you might need to be flexible on colour. Yes, ‘soul red’ might get your blood pumping, but first consider how much inventory there is of that colour. More plain colours such as white and silver might not look as captivating, but there is likely more stock of them, and more chance at bagging a better bargain. Which leads to the next point…

4. Consider resale value

There’s a lot of things to consider when it comes to a car’s resale value. Overall, however, run-of-the-mill vehicles typically lose a quarter to a third of their value in as little as three years, while luxury cars tend to depreciate quicker. 

If you’re buying a car and intending on selling it again down the track, there’s a few things you might want to consider. Yes, silver and white are boring colours, but they might generally be easier to sell down the line. Also consider if the car is auto or manual. Autos might be easier to shift - pardon the pun - on regular cars, but buyers might be more attracted to a manual on enthusiast cars. Also consider mileage and condition, which can be big factors in how much your car gets on the secondhand market.

5. Consider last year’s runout specials

Towards the end of each calendar year, dealers often move to shift that year’s vehicles to make way for the new year’s models. This can result in hefty discounts on what are essentially the same vehicles. This is especially the case if the particular model you’re after is at the end of its life, due to make way for a new iteration. 

6. Consider the extras

When buying a car, you’ve probably noticed the sheer amount of extras available. Consider if your car comes with floor and boot mats. Dealerships often also offer window tinting, albeit at huge markups, so consider if this can be thrown in with the car. Other technology upgrades could include Apple Carplay/Android Auto and so on. Manufacturers are slowly releasing these entertainment platforms as standard on higher trim models, but might still be an optional extra on lower trims. 

7. Get pre-approved for a loan

To avoid shopping for a champagne taste on a beer budget, getting pre-approved for car finance can make you shop with more confidence. Lenders often offer this service before you decide on a vehicle, so you can be wary of your borrowing power and your monthly payments before signing on the dotted line. At OnlineAuto, we compare car finance options for you, to make the process a little easier.

8 . Consider using a car buying service

If you’ve done a bit of research yourself and have narrowed down a few cars, you might be worried about heading to the dealership. Dealerships can be tricky to deal with, so consider using a car buying service, also known as a car broker. Benefits of using a car buying service include:

  • Car buying services liaise with the dealerships for you, and can offer fleet pricing direct to consumer.
  • Car brokers can often also organise the trade-in process for you, taking one less hassle out of the equation.


Rather than wasting time hopping from dealership to dealership, OnlineAuto offers the convenience of doing the leg work for you. We listen to your needs and search for great deals, to help you find the right car at a great price.

Help take the stress out of car shopping with OnlineAuto.  Let us know what car you’ve got your eye on and we’ll estimate your potential savings.

Have any questions? Call us on 1300 719 925

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